Time Deposits

Barclays Time Deposits

Barclays has a wide variety of Time Deposits and certificates of deposit to help you save for the short term and medium term. Choose the period (from 1 month to 5 years) and choose the most convenient interest pay-outs (monthly, quarterly, annually or at maturity).

  • Offered in one, three, six or twelve month's investment terms in Egyptian Pounds and up to 3 months in major foreign currencies.
  • A guaranteed interest rate is offered and varies depending on the amount of the deposit, which means that higher balances will be awarded higher interest rates.

Upfront CD

Upfront local currency certificate of deposit allows our customers to take their interest on the first day of booking the certificate.

Certificate Features:

  • Duration: 3 years
  • Interest Payment frequency: Interest is paid in full for the 3 year duration on the first day of booking.
  • Currency: EGP
  • Secured facilities: Available against the certificate of deposit

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Barclays Flexi 3 in 1 Time Deposit

  • Offered in twelve month's investment terms in Egyptian Pounds only.
  • A guaranteed flat fixed interest rate is offered yearly.
  • No penalty for withdrawal before maturity, tiered interest rates will be paid for different quarters for the balance amount.

Barclays Maxi Time Deposits

  • Offered in twelve month's investment terms in Egyptian Pounds only.
  • A competitive guaranteed flat fixed interest rate is offered
  • An early breaking fee of 3% from the withdrawn amount for all withdrawals before maturity.

Barclays 3 Year Golden Certificate

  • Duration is 3 years starting from the first business day after certificate purchase.
  • Competitive interest rates are offered and vary according to interest payout (Monthly - Quarterly - Annually - at Maturity).
  • Interest rate is fixed throughout the certificate period.
  • Minimum breakage period is 6 months; no withdrawal can be made during the first 6 month.
  • Minimum amount for Certificate purchase is EGP 50,000 and its multiples.

Barclays 5 Year Platinum Certificate

  • Duration is 5 years starting from the first business day after certificate purchase.
  • Competitive interest rates are offered and vary according to interest payout (Monthly – Quarterly – Annually – at Maturity).
  • Interest rate is fixed throughout the certificate period.
  • Minimum breakage period is 6 months; no withdrawal can be made during the first 6 month.
  • Minimum amount for Certificate purchase is EGP 50,000 and its multiples.

Overdrafts

  • Overdraft is lending against Time Deposits and Saving Certificates.
  • Lending up to 90% of blocked amounts.
  • Competitive Overdraft debit interest is calculated daily and debited monthly

More info

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