Fees & Charges

International Limits


Credit Card Type Monthly Daily
Purchases/
Online(EGP)
Cash
(EGP)
Purchases/
Online(EGP)
Cash
(EGP)
Platinum 100,000 2,500 100,000 2,500
Gold 50,000 1,500 50,000 1,500
BPL 20,000 1,000 20,000 1,000
Classic 20,000 1,000 20,000 1,000
Debit Card Type Monthly Daily
Purchases
(EGP)
Cash
(EGP)
Online Only
(EGP)
Purchases
(EGP)
Cash
(EGP)
Online Only
(EGP)
Platinum 1,000 1,000 500 1,000 1,000 500
Prestige/Gold 1,000 750 500 1,000 750 500
BPL 500 500 500 500 500 500
Visa Electron 500 500 500 500 500 500

 

Credit Cards

Barclaycard



Fees & Charges Classic Card Gold Card Classic Secured Card Gold Secured Card Platinum
Joining Fee Annual EGP 150 EGP 200 EGP 75 EGP 100 EGP 500
Annual membership fee EGP 150 EGP 200 EGP 75 EGP 100 EGP 500
Supplementary Joining and Annual fee EGP 50 EGP 100 EGP 25 EGP 50 Three Free Cards for Life Then EGP 150/card
Spend Based Fee Waiver[Joining Fee Refund] EGP 2,500 EGP 7,500 EGP 2,500 EGP 7,500 EGP 15,000
Spend Based Fee Waiver[Annual Fee Refund] EGP 10,000 EGP 40,000 EGP 10,000 EGP 40,000 EGP 100,000
Purchase interest rate 2.50% 2.50% 2.00% 2.00% 2.50%
Cash interest rate 2.50% 2.50% 2.00% 2.00% 2.50%
Cash withdrawal fee per transaction 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher 3% or EGP 30 whichever is higher
International Cash Withdrawal Fee per Transaction 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher 5% or EGP 50 whichever is higher
Foreign exchange fee 3% on all currencies 3% on all currencies 3% on all currencies 3% on all currencies 3% on all currencies
Credit Shield Fees (Optional) 0.65% of oustanding balance on statement date 0.65% of oustanding balance on statement date 0.65% of oustanding balance on statement date 0.65% of oustanding balance on statement date 0.65% of oustanding balance on statement date
Late Payment Fee EGP 75 EGP 75 EGP 75 EGP 75 EGP 75
Over Limit Fee EGP 75 EGP 75 EGP 75 EGP 75 EGP 75
Statement Regeneration Fee EGP 15 EGP 15 EGP 15 EGP 15 EGP 15
Card Replacement Fee EGP 50 EGP 100 EGP 25 EGP 50 EGP 150
Settlement Letter EGP 100 EGP 100 EGP 100 EGP 100 EGP 100
Over the Counter Payment Fee EGP 10 EGP 10 EGP 10 EGP 10 Free
SMS Alert Fee [monthly] EGP 10 EGP 10 EGP 10 EGP 10 Free
Balance Certificate EGP 100 EGP 100 EGP 100 EGP 100 EGP 100
Physical Statement Fee EGP 10 EGP 10 EGP 10 EGP 10 EGP 10
E-Statement Fee Free Free Free Free Free
Pin Regeneration Fee Free through IVR Free through IVR Free through IVR Free through IVR Free through IVR

 

Debit Cards


Premier Debit Card
Card Fees
Issuance Free
Annual membership Free
Supplementary issuance Free
Supplementary annual membership Free
Replacement(Lost/stolen/damaged) Free
PIN issuance & reissuance Free
OIF Foreign Exchange Fee* 3%
Withdrawal & Inquiry from Barclays ATM Free
Withdrawal & Inquiry from Non-Barclays ATM Free
International withdrawal & Inquiry from ATMs EGP 40
*Using your debit card abroad, OIF (Foreign Exchange) fee of 3% will be charged for all transactions on POS & ATM
Services through VISA Global call centre
Report lost or Stolen USD 35 (Per report)
Inquiry on services USD 7.5 (Per inquiry)
Emergency card replacement USD 250 (Per request)
Emergency cash disbursement USD 175 (Per request)
Priority Pass card
Lounge visit** USD 27 (Per visit)
Card issuance Free
Card Replacement Free
Annual Membership Free
**Visit fee is deducted from customer’s bank account directly for member & guests
Visa Electron Debit Card
Card fees
Issuance EGP 40
Annual membership EGP 40
Replacement(Lost/stolen/damaged) EGP 40
OIF Foreign Exchange Fee 3%
PIN issuance & reissuance Free
Withdrawal & Inquiry from Barclays ATM Free
Withdrawal & Inquiry from Non-Barclays ATM EGP 3
International Withdrawal from Barclays & non-Barclays ATM 4%/EGP 40
International withdrawal & Inquiry from ATMs EGP 40
Supplementary card fees
Issuance EGP 40
Supplementary annual membership EGP 40

Schedule of Charges