Terms & Conditions of Usage Personal Barclays Credit Cards
"VISA CLASSIC, GOLD & PREMIERSHIP"
This application is considered to be the entire Agreement between Barclays and the cardholder, which determines terms, conditions of card usage and issuance:
مسابقة دوري باركليز الممتاز
مكتب تذاكر باركليز
يفخر بنك باركليز مصر ش.م.م. ("باركليز") بتقديم مكتب تذاكر باركليز("المسابقة") يتضمن نطاق الفائزين أفضل العملاء حائزي بطاقات خصم دوري باركليز الممتاز المدينة ("البطاقات") المقيدون والمستخدمون للبطاقات أثناء فترة الترويج؛ حيث سيحظى أفضل العملاء بفرصة المشاركة في أسئلة المسابقة والتي يحق للعميل بمقتضاها الفوز بتذكرة مقدمة من باركليز لحضور مباراة في الدوري الإنجليزي الممتاز بالمملكة المتحدة ("الجائزة").
يرجى الملاحظة بأن الترويج السابق ذكره يخضع للشروط والأحكام التالية فضلاً عن الشروط والأحكام العامة واجبة التطبيق فيما يخص فتح الحسابات لدى بنك باركليز:
أ) الشروط والأحكام الخاصة بالترويج:
(ب) أحكام عامة:
إخلاء المسئولية: تجرى المسابقة طبقا للشروط والأحكام المنصوص عليها في هذا المستند كما تُمنح الجائزة طبقا لها؛ على أن يسرى هذا الترويج فقط لعملاء بنك باركليز مصر ش.م.م.
Barclays Premier League Program
Barclays Ticket Office Terms & Conditions
Barclays Bank Egypt S.A.E ("Barclays") is proud to introduce 'Barclays Ticket Office' (the "Promotion"). The scope of winners will include Barclays Premier League (BPL) Debit Card customers enrolled during the promotion period & spending by using their BPL Debit Card. Customers shall have an opportunity to participate in a quiz question ("Quiz") whereby the winner will be entitled to win a Barclays Premier League match ticket in the UK (the "Prize") from Barclays.
Please note that the above mentioned Promotion is subject to the following terms and conditions as well as the applicable general terms and conditions with respect to opening accounts with Barclays:
(A) Promotion Terms and Conditions:
All entries to the monthly quiz - draw are valid only for such draw and shall not be accumulated to the next monthly quiz - draw.
Disclaimer: The Quiz will be conducted according to the Terms & Conditions as set out in this document and the Prize shall only be given in accordance therewith. This Promotion is only valid with respect to customers of Barclays Bank Egypt S.A.E.
Barclays Premier League Promotion:
The Barclays Premier League Credit Card ("Promotion") is being offered on an ongoing basis starting from March 1st, 2012 ("Promotion Period") and is intended to provide cardholders of valid Barclays Bank Egypt Premier League Credit Card(s) ("Card members") an opportunity to participate in a draw ("Draw") whereby the winner will be entitled to winning the following prizes ("Prize") from Barclays Bank Egypt:
The above-mentioned Promotion is subject to the following terms and conditions:
(A) The Promotion Terms and Conditions:
Disclaimer: This promotion is valid only during its validity aforementioned period. The draw will be conducted according to the Terms & Conditions as set out in this document and the Prizes shall only be given in accordance therewith. This Promotion is only valid with respect to customers of Barclays Bank Egypt S.A.E.
General Terms & Conditions
By virtue of this contract the borrower agrees that the bank has the sole right to decide the loan amount and installment dates, which may contradict with the borrower's application form.
By virtue of this contract the borrower agrees to settle the loan amount on monthly installments, the due dates of which, will be specified by the bank upon approval on borrower's request.
The Borrower confirms his/her approval on the terms and conditions mentioned herein which will be confirmed in details through a notification sent from the bank after assessing and approving the loan request. This notice is considered to be an integral part of this contract.
Auto Loan Terms and Conditions
Terms and Conditions
Whereas the Borrower has submitted an application dd/mm/yyyy to The Bank to obtain Car Financing Loan by the amount of EGP(Only ....... Egyptian Pounds) to be utilized for the purpose of purchasing a vehicle from a Car Dealer approved by The Bank (referred to herein as "Car Dealer"). Whereas, The Bank has agreed to grant the Borrower the said loan amount according to and under terms, conditions and against guarantees indicated in this contract also to the signed application dd/mm/yyyy by parties after declaration and acknowledged their respective qualification to enter this contract, and agreed as follows:
According to this contract and to its terms and conditions. The Bank has agreed to grant Borrower Car Financing Loan by the amount of EGP (Only ....... Egyptian Pounds) to be utilized for the purpose of purchasing new vehicle from Car Dealer, to be credited to Car Dealer's account directly, subject to a minimum deposit ....% of the vehicle value paid by the Borrower to the Car Dealer directly, The minimum deposit shall not be included in the loan amount.
Will we charge Irate interest or Irate fees only?
Purpose of this loan to be utilized for car financing of purchasing new vehicle from the Car Dealer. Its not permitted to use loan amount unless for this purpose.
The Borrower shall be obliged to repay the loan amount with interest, commissions and fees on regular monthly instalments (including interests, commissions and fees), the value of each instalment EGP (Only ....... Egyptian Pounds) till the full settlement of loan amount, interests & fees. the first instalment due on dd/mm/yyyy so forth till settlement of loan amount, in addition to interest charges, commission and fees, In the event of non-repayment by the Borrower of any instalment on respective due date fully of partially the remaining instalments will fall due and the whole loan in addition to interest charge, commissions and fees will be payable upon demand, The Bank may hence carry out all appropriate procedures to preserve BBE rights against the Borrower, and the bank have the right to repossess the vehicle.
The Borrower hereby agreed to definitely and irrevocably now and in future, that the bank has the right to settle from Borrower's accounts in Barclays all interest, commissions, charges and fees mentioned in Article 3 of this contract. and to deduct insurance premium payments of insurance policy pertaining to this loan. It is understood that The Bank may at any time amend annual interest rate in the light of lending and discount rate determined by the Bank's policy in future, and that account will be debited monthly with all other actual expenses and fees.
The Borrower shall be irrevocably obliged to settle monthly instalments due to The Bank and the Borrower approve to the Bank the right to automatically offset the available balances in his/her account for repayment of loan instalments, interest charges and commissions due to The Bank by clearance of direct deduction between available balances kept in Borrower's accounts and any dues of the loan amount plus interest charges, commissions and fees, the balance that is overdrawn resulting from not repaying one or more instalments will be charged with delay interest mentioned in Article 3 in addition to the agreed interest starting from the due date and until full settlement.
It had been agreed between parties that the application form signed by the Borrower is considered to be an integral part of and completing this contract, both parties are committed to oblige and execute all of its terms and conditions. The Borrower shall provide The Bank without delay all information and documents requested by The Bank.
The Borrower shall not sell - dispose - transfer ownership of pledge - mortgage - license renewal or make any acts in relation with the financed car without requesting or obtaining prior written approval from The Bank. The Borrower agrees that a restriction over the license of the purchased car is placed in favor of the Bank of its assignee (including Car Dealer), as a security for full payment of the total loan amount and any other dues hereunder.
It was agreed upon parties that the loan amount shall become due and payable wholly together plus interest as well as the commissions, expenses, fees and any other charges without notice of any other legal procedures. in any of the following cases happened and the Bank has right to repossess the vehicle in case of any default:
The Bank only shall has the right to transfer all or some of its rights arising from this loan to a third party without prior contest to the Borrower who acknowledges beforehand his acceptance of such transfer, and admits that the debt to the Bank is indivisible.
It is agreed between the Parties that no failure to exercise and no delay in exercising on the part of the Bank or its successors any right power or privilege hereunder shall operate as a waiver thereof nor shall any single or partial exercise of any other right, power or privilege.
The Borrower had agreed that all his accounts opened in their name at present of which may be opened in future with the Bank or any of its Branches shall be deemed as guaranteeing the loan amount. while the Bank or any of its branches shall be entitled to use the credit balance of any of such accounts, and to apply same in the settlement of the loan subject matter of this contract. including interest, commissions, and expenses, in case of falling due to the expiry of its duration of for any other reason of those indicated in this contract.
The Borrower has agreed that all of securities, commercial papers. and funds deposited now or to be deposited in future with the Bank, or any of its branches shall be considered pledged in favor of the Bank as guaranty for the settlement of the loan plus interest. commissions and expenses until the full settlement thereof.
Bank's registers, records and accounts shall considered as an evidence against the Borrower who acknowledges that he/she shall not except for manifest error, dispute what is recorded therein whether at present or in future and for any reason whatsoever The bank and its employees or officers shall in no case be liable civil or criminal towards the Borrower for execution of this contract except for gross negligence and misconduct.
The statements of account and other statements sent by the Bank to the Borrower shall be deemed accurate and evidence against the Borrower as regards their contents as long as not contested the Borrower within 15 days from the date of receiving these statements. The Bank have the right to exchange the information related the account subject matter of this contract with other banks and or official entities such as Government and Central Bank of Egypt or any other party, and the signature on this Contract shall be an authorization from the borrower in this concern.
In addition, the Borrower agrees and gives the Bank full authority to disclose information related to this contract and any rights and obligations related to this contract herein to Bank's singular and universal successors and or any third party nominated by the Bank including Car Dealer for the implementation of this contract.
Any confirmation or endorsement signed by the Borrower as to the debit balance shall not be contested against or the contents thereof disputed by him/her in future for any reason whatsoever.
The Borrower acknowledges that any claim advice, notice or note of any correspondence addressed by the Bank to him/her at the address indicated in this contract or at the latest address notified by him/her to the Bank in writing, shall be considered effective against the borrower and productive of all legal effects thereof as from the date of their dispatch through registered or recommended mail, or the express mail.
If Failing in amicable solution, all disputes arising between Parties on the construction and or the performance and for execution of this Contract of any of its annexes will be referred to the Egyptian Courts by its degrees. which will settle the dispute in accordance with The Egyptian Law.
This contract is in Arabic only.
Barclays Bank Egypt S.A.E. an Egyptian Joint Stock Company, established under the Investment Law no. 43/1974 and its amendments, Commercial Register no. 172383 Investment. Barclays Bank Egypt S.A.E. is regulated by the Central Bank of Egypt (CBE), "Barclays" is the trademark of Barclays Bank PLC.
Proud sponsors of the Barclays Premier League